Uber has changed the way we travel. With a simple tap on your smartphone, a ride is available at your fingertips, making it incredibly convenient. As convenient as Uber is, it’s not without its risks. Collisions can occur, and when they do, passengers may suffer injuries.
This article explores typical Uber accident injuries, who may be liable for damages, along with legal options for pursuing a claim.
Typical Injuries in Uber Accidents
An Uber accident can cause a wide range of injuries, particularly when the vehicle is in an accident. Some frequent injuries include:
Neck Injuries: Whiplash often results from rear-end crashes, which can lead to significant discomfort. It can take time to develop symptoms, making it hard to immediately detect.
Bone Injuries: Broken bones are common in severe crashes. They may need surgery or prolonged recovery time.
Head and Brain Injuries: Brain injuries, including concussions, are often serious after crashes. Head injuries can affect cognition and health for a long time.
Back and Spinal Cord Injuries: A severe impact may cause spinal cord damage, herniated discs, or even paralysis. They often result in long-term pain and expensive treatments.
Soft Tissue Injuries: Muscle injuries, including sprains and tears, often occur. Even though they might seem minor, they cause substantial pain.
Cuts and Lacerations: Sharp debris from accidents may cause deep wounds. Lacerations can lead to stitches, scars, and even infection.
Determining Liability in Uber Injury Cases
Liability in Uber-related accidents can be complicated. Several parties may be responsible for the accident. Liability could fall on the Uber driver, other motorists, or other third parties.
Driver Liability: The Uber driver can be responsible for any injuries if they were at fault. Common uber accident claims passenger causes include distracted driving or breaking traffic laws.
Other Drivers: When another driver causes the accident, they may be held responsible.
Uber as a Company: Uber itself could be liable if certain conditions are met under their insurance policy. For accidents during rides, Uber provides liability coverage of up to $1 million.
Liability from Third Parties: Road conditions, vehicle malfunctions, or other external factors can contribute to accidents. In these cases, more than one party might share liability.
Uber’s Insurance Policy for Riders
The amount of insurance Uber provides depends on when the accident happens. Insurance differs if the driver is awaiting a request, driving to pick up someone, or in a ride.
Driver Not Using the App: If the Uber driver is not using the app, they must rely on personal coverage.
Driver Awaiting Ride Requests: During this phase, Uber’s coverage includes $50,000 for injury liability per person. Liability limits include $50,000 for injuries and $25,000 for vehicle damage.
Driver En Route or During a Ride: While en route to pick up passengers or during the ride, Uber’s $1 million policy applies. The $1 million policy covers both liability and uninsured drivers, along with collision insurance.
Filing a Legal Claim After an Uber Accident
In severe injury cases, legal action might be the best option if insurance fails. A lawsuit can provide compensation for medical bills, lost earnings, and pain and suffering.